How to open Fixed Deposit Online in SBI l #SBI

 

I have explained that How to do, Create,  Open or make FD ( Fixed Deposit ) SBI Bank at
Home or Office by Internet Banking  for
Saving or Current  Account Customer of SBI
Bank. You can do FD easily after watching this video at your Home or at your
Office. This facility will access by you if you are registered in SBI Internet
Banking and active user of State Bank of India.

This link  Click here Video is more beneficial to the people who has unused funds or balance in SBI
Bank Saving or Current Account and if they think that i/we will not use it for
minimum 7 days or more then they can get this benefits of Fixed Deposit ( FD ).

I hope this https://youtu.be/ZFaUn04Xj_M Video will be helpful to the people who watch till the end and then after you
can do FD Online easily and earn interest on your idle funds in your bank
Account.

How to Generate ICICI Bank Debit Card Or Credit Card PIN Online at Your Home or Office by different modes

  

  If you are ICICI Bank Customer then you can Generate instantly ICICI Bank
Debit Card Or Credit Card Password or PIN ( Personal Identification Number) by
Multiple modes like Internet Banking, iMobile App, ATM and calling Customer
Care.

You can use this PIN for transactions at any ICICI Bank or Non-ICICI Bank
ATM networks, for purchases at merchant outlets and to access our Customer Care
for various Service.

To generate a new PIN instantly, please follow the steps below:

iMobile Pay App: 

(To download iMobile Pay app, SMS iMobile Pay to 5676766 (option is enabled
only for customers registered with an Indian mobile number) or you may download
it from the App Store or Play Store by searching iMobile Pay App.

1.  Open ICICI Bank iMobile App by
ICICI Bank.

2. Click On “Service ”.

3. Select “Card PIN Service”.

4. Select “ Debit or Credit
Card PIN Generation”

5. Choose ‘ Account Number’
option and than                     Select one of the ‘Debit Card’

6. Enter your CVV Number .

7. Than after Enter 4 Digit
PIN what you want to                 keep.

8. Click On “Submit ”.

9. Enter Grid Value and Click
on Submit.

You Can See full tutorial
Video by clicking this Link  https://youtu.be/rlDMadcHI1U

 

ATM:

STEP 1: Generate One-Time Password (OTP)

a)      
Insert your
ATM/Debit/Credit Card.

b)      
Select 'Generate
ATM PIN' option on the language screen.

c)      
Select 'Generate
OTP' option.

d)      
Enter the
registered mobile number and registered Date of Birth*. OTP will be sent to
your registered mobile number.

You Can See full tutorial Video by clicking this Link  https://youtu.be/qtF78iYh36Q

Note :- In case of joint account, please enter Date of Birth of the primary
account holder.

STEP 2: Generate ATM PIN

·  Insert your ATM/Debit/Credit
Card again.

·  Select 'Generate ATM PIN'
option on the language screen.

·  Select 'Already have an OTP,
generate ATM PIN' option.

·  Enter OTP received on your
registered mobile number.

·  Enter your new ATM PIN.

·  Re-enter your new ATM PIN.

·  Then, ATM PIN will be
generated successfully.

You can also generate your Debit Card or Credit Card PIN through Internet
Banking or Customer Care.

For any Query, Indian Resident
customers may write to us at customer.care@icicibank.com and NRI customers may
write to us on nri@icicibank.com from your registered
e-mail ID or call our Customer Care.

Alternatively, you may
visit www.icicibank.com .

Zomato IPO Details and Grey Market Premium, Subscription Status, Allotment

 Zomato initial public offering (IPO) subscribed 4.79 times on the second day of bidding,  according to the data available on the exchanges. Retail investors had subscribed 4.73 times the share portion that was reserved for them. Along the same line. The individual retail investors bid for 51.36 crore shares against the 12.95 crore reserved for them by the after on July 15. The public offer received a total of 344.76 crore crore equity share bids against an IPO size of 71.92 crore, as per exchange data.

    In terms of the Qualified Institutional Buyers (QIBs), they had subscribed Zomato IPO 7.06 times while Non-Institutional Investors (NIIs) placed their bids for 45 per cent against their allotted portion. Employees also had a portion reserved for them, which was subscribed at 36 per cent.

On Day-1 of the IPO opening, within the first few hours, the retail segment was subscribed nearly 100 per cent. At the time retail investors were bidding 2.7 times the number of shares allotted to them. On the first day of bidding, the offer also received bids for 75.60 crore equity shares against the existing IPO size of 71.92 crore as per stock exchange data. The company raised Rs 4,195 crore from 186 anchor investors on July 13.

To date, this is one of the biggest IPOs that the country has witnessed from the start-up space this year, as the food delivery giant leads the pack with its historical public issue. The IPO which is set to close on Friday has a price band of Rs 72 to Rs 76 per equity share. The IPO size which was initially Rs 9,375 crore was reduced to Rs 5,178.49 crore.

In the grey market, Zomato shares have been trading at a premium of Rs 14 on the third day, higher than Rs 8.75 to Rs 9 on the first day. This indicates that Zomato share may get listed around Rs 82 to Rs 86 in the market against the issue price of Rs 72 to Rs 76. The jump in grey market premium may attract some bidders to apply for Zomato IPO for the remaining session, analysts believe.

Zomato is possibly looking to list its public issue on July 27, though that is yet to be confirmed. Along the same line, the allotment status of this massive IPO is most likely to be made public knowledge on or by July 22 according to reports. The IPO hit the ground running as the public issue was nearly fully subscribed at the upper end of its allocated price band of Rs 72 to Rs 76. On opening day, the FIIs placed bids for around 13 per cent against their reserved portions while QIBs were almost fully subscribed with 38.88 crore shares. The FIIs sought 35.84 shares on Day-1 of the issue. By 17:00 hours, the total shares stood at 34.88 crores shares. This brought the public issue’s subscription to almost 1.05 times on Day 1.

“The IPO is valued at 28.3x of FY21 EV to sales, which looks to be stretched. It has Swiggy as a comparable peer in India, which is not listed. In our view, online food delivery market in India is likely to remain a duopoly of Zomato and Swiggy with limited disruptions. Given average MAU of 61mn (Zomato + Swiggy) for online food delivery services in total internet users population of >624mn, we believe online food deliver industry can potentially see sustain double-digit growth in the coming years. Therefore, considering huge scalability in business, duopoly market and asset light business model, we recommend SUBSCRIBE to this IPO from long-term perspective” Reliance Securities earlier said in a note.

Jio And Google Announce JioPhone Next Ultra Affordable 4G Phone And 5G Partnership : Reliance

    

 Reliance Jio has announced the launch of the much-expected new addition to the JioPhone line-up, and it is called JioPhone Next. This phone will be the result of a partnership between Reliance Jio and tech giant Google. The JioPhone Next will arrive later this year. The JioPhone Next was announced by Mukesh Ambani, chairman and managing director of Reliance Industries Ltd., at the company’s 44th Annual General Meeting (AGM). Jio and Google also confirmed that they will be working together for 5G technology in India. The JioPhone Next 4G phone will run an optimised version of Android, the smartphone operating system developed by Google. Jio confirms that the JioPhone Next arrives in stores on September 10, on the occasion of Ganesh Chaturthi.

JioPhone Next is a fully featured smartphone, supporting the entire suite of applications from both Google and Jio, as well as the Android Play Store through which users will have access to the entire universe of Android Apps.

While announcing the newest JioPhone. “And as you have come to expect from Jio, it is my promise that JioPhone Next will be by far, amongst the most affordable smartphone not just in India, but globally,” he added. Users will get access to key Android services, including the Google Play Store. Some of the features that have been announced include voice assistant, automatic read-aloud of screen text, language translation and smart camera with augmented reality filters. More spec details are awaited.

“Our teams have optimised a version of our Android OS especially for this device. It will offer language and translation features, a great camera, and support for the latest Android updates. It is built for India… And it will open up new possibilities for millions of new users who will experience the internet for the very first time…. And we can’t wait to show you the device later this year,” says Sundar Pichai, CEO, Google, at the announcement. More specs of the JioPhone next, as well as the pricing and the subscription options for Jio prepaid and Jio postpaid users are expected to be announced in the coming weeks.

Bitcoin is Now Legal Tender or Currency in this Central American Country - El Salvador

Bitcoin is Now, The world’s largest cryptocurrecy, has become the legal tender in El Salvador. The central American country is now the first ever to make the cryptocurrency legal tender. El Salvador Congress on Monday approved President Nayib Bukele’s proposal to embrace the cryptocurrency. “With 62 votes, the legislative plenary session approves the LeyBitcoin with which El Salvador adopts the Bitcoin as legal currency," El Salvador President Nayib Bukele said.

El Salvador’s first millennial President Nayib Bukele has touted the use of bitcoin for its potential to help Salvadorans living abroad to send remittances back home. “It will bring financial inclusion, investment, tourism, innovation and economic development for our country," Bukele said in a tweet.

The use of bitcoin, whose use will be optional, would not bring risks to users. Its use as legal tender will go into law in 90 days. “The government will guarantee the convertibility to the exact value in dollars at the moment of each transaction," he added.

The 39-year-old president made the announcement of accepting the popular cryptocurrency as a legal tender in a recorded message that was played at a Bitcoin conference last week.

PM-Kisan Samman Nidhi Scheme Excluded Catagory Person

 This Catagories Person belongs to ffoloowing criteria that are excluded from PM-Kisan Samman Nidhi Scheme

• 
  
• 
  
• 
  
• 
  
• 
  
• 
  
• 
  
• The following categories of beneficiaries of higher economic status shall not be eligible for benefit under the scheme.
• (a) All Institutional Land holders.
• (b) Farmer families in which one or more of its members belong to following categories
• i) Former and present holders of constitutional posts
  
  
  
• ii) Former and present Ministers/ State Ministers and former/present Members of LokSabha/ RajyaSabha/ State Legislative Assemblies/ State Legislative Councils,former and present Mayors of Municipal Corporations, former and present Chairpersons of District Panchayats.
• iii) All serving or retired officers and employees of Central/ State Government Ministries /Offices/Departments and its field units Central or State PSEs and Attached offices /Autonomous Institutions under Government as well as regular employees of the Local Bodies
  (Excluding Multi Tasking Staff /Class IV/Group D employees)
• vi)All superannuated/retired pensioners whose monthly pension is Rs.10,000/-or more
  (Excluding Multi Tasking Staff / Class IV/Group D employees) of above category
• v) All Persons who paid Income Tax in last assessment year
• vi) Professionals like Doctors, Engineers, Lawyers, Chartered Accountants, and Architects registered with Professional bodies and carrying out profession by undertaking practices.

Is Your Aadhaar Card genuine or Fake? This is how to check the Authenticity of Aadhaar card.

This is how to check if your Aadhaar number is genuine or fake, find out the whole process.

The Aadhaar card has become the most important document for Indian citizens. Aadhaar card is required everywhere from SIM purchase to government and private sector. Whether you do your homework or banking, Aadhaar card is required everywhere. In such a situation, if you find out that the Aadhaar card you have is fake, the difficulties increase. So it is very important for you to know if your Aadhaar number is fake.

In this case, you can check if your Aadhaar number is wrong. If you think your Aadhaar number is wrong or correct, you can easily check it online. Learn its process.

 

Check whether the Aadhaar card is genuine or fake as follows: -

- First you have to click on this URL- https://resident.uidai.gov.in/verify,

- As soon as you click on it, a page will open in front of you.

- Once your Aadhaar verification page opens a text box will appear where you have to enter your Aadhaar number.

- Enter your 12 digit Aadhar number.

- Enter the captcha code that appears in the display. Then click on the Verify button.

- If your Aadhaar number is correct then a new page will open in which you will get a message that your Aadhaar number is this, like 7808XXXXXXXX.

- Your age, your gender and state name will also appear below.

- This way you can check whether your Aadhaar card is genuine or fake.

 

You can file a complaint by phone: - 

 

If you have any complaint regarding Aadhaar, you can also register it by calling, for which you have to call toll free number 1947.

 

You can also complain by mail: -

 

If you want to complain by mail, you have to mail your problem to help@uidai.gov.in . UIDAI officials periodically check this mail and solve people's problems. The complaint cell solves your problem by replying to the e-mail.

Top 5 Most popular Cryptocurrency Exchanges in India for trading in Bitcoin, Etherium and others

1. WazirX                                            

Launched in 2017, WazirX was later acquired by Binance Holdings, which is the world’s largest cryptocurrency exchange by trading volume. The exchange promises security and multilingual support. WazirX's P2P system simplifies the process of depositing and withdrawing fiat currency by auto-matching a buyer with a seller and ensuring safety and speed in trades.

It is available on Android, iOS, Web, Mac and Windows.

2. CoinDCX                                                

The Mumbai based cryptocurrency exchange, CoinDCX is one of the popular options with crypto investors in India.

The exchange claims to have over one lakh active users and offers more than 200 cryptocurrencies The trading fee is minimal while the deposits and withdrawals are free.

It is especially beneficial for investors who want to trade directly from INR to BTC on the platform.

3. Zebpay                                            

Zebpay offers lightning fast payments and enhanced security controls including include controls to disable all outgoing transactions with the 'Disable Outgoing Transactions' feature.

The exchange offers trade across six EUR-Crypto pairs and five Crypto-Crypto pairs across Bitcoin, Ether, Litecoin, Ripple, Bitcoin Cash and EOS.

It has a clean, simple and user-friendly interface.

4. CoinSwitch Kuber                                

If you are new to the cryptocurrency market, then this exchange lets you start trading with just Rs 100. CoinSwitch Kuber offers more than 100 cryptocurrencies and has over 3 million users.

CoinSwitch was founded in 2017 as a global aggregator of cryptocurrencies and in June 2020 it launched its Indian cryptocurrency exchange CoinSwitch Kuber.

The exchange is backed by investors including Sequoia, Ribbit Capital and Paradigm.

5. UnoCoin                                            

UnoCoin is among the first cryptocurrency exchanges in India. Launched in 2013, the exchange caters to over 1.2 million users. The exchange allows its users to buy or sell Bitcoin with INR. Traders are also provided with a special bitcoin address that auto sells Bitcoin.

Another striking feature of the exchange is that it allows its users Recharge and Top Up wallets and use Bitcoins to recharge cell phones and DTH. It also supports a Merchant Gateway system that allows online businesses to accept Bitcoins as a mode of payment.

While these are some of the popular cryptocurrency exchanges, one must look for features like security, transaction fee and credibility of the exchange before carrying out any transactions.

This are top 5 Most popular Cryptocurrency Exchanges in India for trading in Bitcoin, Etherium and others. So

Lockdown in West Bengal for 15 days (16 May to 30 May ) as COVID-19 Case rises

 

    Chief Secretary of West Bengal Alapan Bandyopadhyay announced a Lockdown in the state for 15 days between May 16 to May 30. This comes even as the state had some restrictions in place. Covid cases have been rising in the state in the aftermath of the Assembly Elections.

Restrictions will come into force from 6 am on Sunday 16 May and to continue till 6 pm till 30 May.

On Friday registered highest single-day spike of 20,846 new cases, taking the total tally to 10,94,802, the health department bulletin showed. The toll rose to 12,993 after 136 more people, including five eminent doctors, succumbed to the infection.

Lockdown in Singapore back for one month as cases increase

Singapore returned to the lockdown-like conditions it last imposed a year ago, banning all services like dining-in and limiting gatherings to two people, as a rising number of untraceable virus infections pressures one of the most successful places in the world at Covid containment.

For four weeks from 16  May to 13 June , gathering sizes and household visitors will be cut to a maximum of two people from five people now, working from home will be the default, and food places can only do takeaways and deliveries, the health ministry said in a statement on Friday. 

 Rules in Singapore have to follow for the next month :

-    Fewer people allowed in shopping malls and showrooms.

-    A maximum of 100 people allowed at business meetings and live performances with pre-event testing, and up to 50 people without such testing.

-    Operating capacity at attractions cut to 25% from the current permissible capacity of 50%.

-    Wedding receptions will not be allowed.

Government closed the airport terminals and connecting Jewel shopping mall to the public for two weeks from May 13, though it remains open for air travel. It has also been testing workers in the facilities.

RBI Suspended License of Bank

 

The Reserve Bank of India has Suspended the license of United Co-operative Bank Ltd, West Bengal. The RBI has taken the decision after it found that the bank doesn’t have adequate capital and earning prospects, RBI said in an order dated May 10, 2021.

Depositors don’t need to worry much, as they will receive the full amount of their deposits, thanks to the Deposit Insurance and Credit Guarantee Corporation (DICGC). However, depositors are entitled to receive claim benefits of up to Rs 5 lakh.

RBI said that in the current situation, the bank would not be able to pay its depositors the full amount of their deposits. The process of liquidation will now being.

RBI said that the bank is now prohibited from conducting the business of ‘banking’ which includes acceptance of deposits and repayment of deposits. “The continuance of the bank is prejudicial to the interests of its depositors,” .

The Registrar of Cooperative Societies, West  Bengal has also been requested to issue an order for winding up the bank and appoint a liquidator for the bank,” RBI said in its official statement published on May 13, 2021.

SVAMITVA SCHEME (Survey of Villages Abadi and Mapping with Improvised Technology In Village Areas ) Launched by Government of India's Prime Minister Narendra modi

 

SVAMITVA Scheme is a Central Sector scheme launched by Hon’ble Prime Minister of India on National Panchayat Day,  24th April 2020. This Scheeme will implement by The Ministry of Panchayati Raj (MoPR) is the Nodal Ministry and In the States, the Revenue Department  or Land Records Department will be the Nodal Department and they will carry out the scheme with support of State Panchayati Raj Department. Survey of India shall work as the technology partner for implementation.

 

OBJECTIVE OF THE SCHEME :-

The scheme Objective to provide an integrated property validation solution for rural India. The demarcation of rural abadi areas would be done using Drone Surveying technology. This would provide the ‘record of rights’ to village household owners possessing houses in inhabited rural areas in villages which, in turn, would enable them to use their property as a financial Asset for taking Borrowings / loans and other financial benefits from Bank and Financial Institutions.

1.       To bring out financial stability to the citizens in rural India by enabling them to use their property as a financial asset for taking loans from Bank and Financial Institutions and other financial benefits.

2.      Creation of accurate land records for rural planning.

3.       Determine of property tax, which would accrue to the GPs directly in States where it is devolved or else, add to the State exchequer.

4.       Creation of survey infrastructure and GIS maps that can be leveraged by any department for their usage.

5.       To support or help in preparation of better-quality Gram Panchayat Development Plan by making use of GIS maps.

6.       To reduce property related disputes and legal cases.

 

GUIDELINES & REPORTS :-

A survey of the scale & scope undertaken for rural India with the SVAMITVA Scheme. The Government has formulated a framework & detailed set of guidelines in Hindi & English to enable successful completion of the ambitious aims of the scheme.

The latest Drone technology & Continuously Operating Reference Station (CORS) Technology are being used to capture images & provide legal rights of the property to the household owner. To share updates about the Scheme's progress, the Scheme portal lists various reports such as:

 

-          * Property Card Distributed

-          * Final Maps Generated

-         * Data Processing Completed

-          * Chunna marking Completed

-          * Property Card Prepared

-          * Enquiry Process Completed

-           * Drone Survey Completed

 

         

PILOT PROJECT SURVYED STATES :-

 

1.       Haryana

2.       Karnataka

3.       Madhya Pradesh

4.       Maharashtra

5.       Uttar Pradesh

6.       Uttarakhand.

 

 

PROJECT IMPLEMENETATION PRODURE WILL BE :-