General Banking Knowledge and Fullforms like GST, ECS, ULIP, NPA etc...

CASA : Current Account Saving Account


RAFA : Recurring Account Fix Account

CVC : Central Vigilance Commission



CAG : Comptroller Auditor General



PAC : Public Account Committee



BRA : Banking Regulation Act



BA : Indian Banking Association



GST : Goods and Service Tax



CPI : Consumer Price Index



WPI : Wholesale Price Index



CRAR : Capital to Risk weighted Assets Ratio



CAR : Capital Adequacy Ratio



START :Strategic Armed Reduction Treaty



DTAA :Double Taxation Avoidance Agreement



DTC : Direct Tax Code



CCEA : Cabinet Committee on Economic Affairs



ALM :Asset Liability Management



FSC : Indian Financial System Code



FTA : Free Trade Organization



NAFTA :North Atlantic Free Trade Agreement



GDR :Global Depositary Receipt



FPO :Followan Public Offering



IPO : Initial Public Offering



FDI : Foreign Direct Investment



FII : Foreign Institutional Investors



SDR : Special Drawing Rights



IDR :Indian Depositary Receipt



ADR :American Depositary Receipt



CNG :Compressed Natural Gas



LNG :Liquefied Natural Gas



LPG : Liquid Petroleum Gas



CDR : Cash Deposit Restructuring



ECB : External Commercial Borrowing



CBS :CORE Banking Solution



ECS : Electronic Clearing System



EFT : Electronic Fund Transfer



NEFT : National Electronic Fund Transfer



RTGS : Real Time Gross Settlement



ULIP : Unit Link Insurance Plan



NAV : Nat Asset Value



LAF : Liquidity Adjustment Facility



PAN : Permanent Account Number



KYC : Know Your Customer



NPA : Non Performing Assets


SAFTA : South Asean Free Trade Agreement

Sachin Tendulkar Last Test Match image

Sachin Tendulkar was dismissed for 74 on Friday in what may have been the master Indian batsman’s last innings. Just as expectations were rising for his 101st international century, Tendulkar knicked a Narsingh Deonarine delivery to West Indies skipper Darren Sammy to leave the Wankhede Stadium crowd in stunned silence. The fans soon found enough voice to give Tendulkar a rousing ovation as he walked off with his bat raised to acknowledge the cheers. BCCI BCCI “He has crossed boundaries, meant something to everyone, which is why you see such outpouring of emotion,” former India captain Rahul Dravid said while commentating on television. “He has touched the lives of so many people over the years.” It was a sudden end to what had been building as a fairytale innings. Tendulkar smashed 12 fours and faced 118 balls, playing both spin and pace bowlers with ease and executing several shots that he has been famous for – the straight drive, cover drive and the paddle-sweep. “It was disappointing to see him get out but he played some incredible drives,” said India all-rounder Yuvraj Singh, who made a guest appearance in the commentary box. “When he walked in, how everyone cheered for him, well that was just amazing to see – the love of people for him.” There’s a chance he could bat again, but that depends on the course of the match over the next three days. Tendulkar had resumed on the second day of the second test between India and the West Indies on 38 after an evening cameo on day one. And the Little Master did not disappoint them as he played a classic innings to immense applause and familiar chants of “Sachin, Sachin.” The 40-year-old Tendulkar drove to the boundary to glide past 50 and then raised his bat to an ecstatic crowd and global TV audience in the millions. Earlier, he’d smashed consecutive boundaries from offspinner Shane Shillingford to set the tone for the day — cutting a short ball through point and then executing a vintage paddle-sweep. When on 47, he survived a big appeal for caught behind, much to the relief of his fans. Not long later, he hit an off drive to the boundary to raise yet another half century. The most prolific batsman in international cricket walked onto the field to a rousing reception Friday, with people still pouring into the stands. That was on top of those who had arrived early enough to watch Tendulkar knock the ball around in practice and speak to former Australia spin great Shane Warne, who is part of the television commentary team. Prominent politicians, actors and sportsmen have turned out to watch Tendulkar’s final match which is being played in a festive atmosphere. Spectators had their faces painted in the green, white and orange colors of the Indian flag with either “Sachin” or “200″ written on their foreheads to commemorate his 200th and last test match. They also waved placards reading “Thanks for all the memories Sachin, we will miss you” and “Sach is my life” in praise of the batsman who holds most of major batting records including the most runs and centuries in both tests and limited-overs international cricket. Among the more important Tendulkar milestones were becoming the first batsman to score a double-century in one-day internationals when he reached 200 not out against South Africa at Gwalior in 2010, and 100 international centuries which was completed against host Bangladesh during the 2012 Asia Cup.

Read more at: http://www.firstpost.com/sports/sachin-tendulkars-74-was-a-fitting-farewell-1231677.html?utm_source=ref_article

Narendra Modi speech, modi speech on Congress

http://www.youtube.com/v/KDDosstK_AU?version=3&autohide=1&showinfo=1&autoplay=1&feature=share&attribution_tag=eXRGsBjHh1_xBN783K3DwQ&autohide=1

Tata motors launched TATA Nano CNG emax, Nano CNG emax

Key highlights:-

Eco-Friendly Car, with improved lowest CO2
emission of 75.6g/km.

Excellence in design and technology

o  CNG and Petrol bi-fuel system option

o  Globally acclaimed CNG fitting

o  Classleading comfort, smart spacing.

o  Leak detection sensors and inter lock sensors for complete safety.

 Efficiency in fuel consumption with
best-in-Class fuel economy of 36km/kg(as per Aria)

·        
Economical
car with lowest cost of ownership

Tata Motors today formally announced the launch of the new Tata Nano CNG emax.

The Tata Nano CNG emax is powered by a fuel efficient, state-of-the –art
engine, with CNG and petrol bi-fuel system options. The car has the lowest
carbon footprint of 75.6g/km* and is the most fuel efficient car in India with
a milage of 36km/kg*. Tata Nano CNG emax will now be available across CNG
markets like Delhi,Gujarat,Parts of Maharashtra and Lucknow          

Tata Motors Showcased
its emax range at the Horizonext event, held in Pune, in June 2013, with a
commitment to launch its CNG range in a phased manner, in FY 2014 The Nano CNG
emax is the 1^st of the five Brands in the emax series of CNG cars.

Unveilling the Nano
CNG emax at the launch ceremony –Mr. Rajesh Kumar  RM West-2 Tata Motors Ltd.,Said, “At  Tata Motors, the core philosophy behind the
launch of every new vehicle is anticipating what our customer need and product
that suits the inherent automotive needs of our customer in a holistic way.
From its inceptin, the Nano has been a path-breaking invention and the CNG
version only adds to thatand also underline over commitment to be a sutainable
automotive player.”

Tata Nano CNG emax, an
Eco-Friendly car : The emax – CNG range, takes Nano’s Efficiency prowess even
further. The Tata Nano CNG emax is India’s most fuel efficient car with
globally acclaimed CNG kit components installed.

TATA MOTORS                                                              

                   

                                                                   For immediate use  PRESS RELEAS

The sequential gas
injection system of the Tata Nano CNG emax, is thoroughly calibrated with an
intelligent advanced Engine Management System (EMS) for smart switching between
CNG and Gasoline fuel systems. This allows the vehicle to sense when the driver
needs more power and thus, automatically shifts to gasoline mode. Switching
between CNG and petrol driving modes on-the-fly is effortless, thanks to
push-button fuel type selector. Additionally, the Tata Nano CNG emax can also
be started on CNG and not on petrol like other conventional CNG systems. The
new Tata Nano CNG emax, comes with lmporved lowest co2 emission of just 75.6
g/km*.

Excellence in Design and
Technology:  The Nano CNG emax comes with best in class air
conditioning, turning radius, passenger space and comfort, handsomely and
stylishly appointed interiors making is a superlative vehicle in the segment.
The car is equipped with clss-leading safety features like leak detection sensors
and interlock sensor that automatically ensures that the engine is switched off
during CNG gas filling.

The car’s CNG system
is intelligently packed for maximum luggage space and cylinders are smartly
fitted under the front seats which do not intrude into passenger or luggage
space – an innovation in this vehicle segment.

Efficient and Economical: With
the CNG technology, the Nano CNG emax offers a touring range of more than 150
km (in CNG), in addition to the existing touring range of 375 km (in petrol),
with best-in-class fuel economy of 36 km/kg* and with a warranty of up to
60,000 kms or 4 years (whichever is earlier), the overall proposition results
in lowest cost of ownership.

The Tata Nano CNG emax
price range starts ar Rs. 2.45 Lakhs- Surat for the Nano CX and goes upto Rs.
2.72 Lakhs, ex-showroom – Surat, for the Nano LX.

TATA MOTORS                                                               

                                                                     For immediate use  PRESS RELEASE

  
Tata Motors is India’s largest automobile company, with consolidated revenue of Rs. 1,88,818 crores
($34.7 bn) in 2012-13. Through subsidiaries and associate companies, Tata
Motors has operation in the U.K., South Korea, Thailand, Spain, South Africa
and Indonesia. Among them is Jaguar Land Rover, the business comprising the two
iconic British brands. It also has an industrial joint venture with Fiat in
India. With over 8 million Tata Vehicle plying in India, Tata Motors is the countries
market leader in commercial vehicles and among the top in passenger
vehicles.  It is also the world’s fifth
largest Truck manufacture and forth largest bus manufacturer. Tata cars, buses
and trucks are being marketed in several countries in Europe, Africa, the
Middle East, South Asia, South East Asia, South America, CIS and Russia.